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New to all of this? Start with health insurance basics.

Health insurance basics

Deductibles, copays, networks and claims

All 2 health insurance basics guides
  1. HMO vs. PPO vs. EPO: how health plan networks work

    Oct 28, 20264 min read

  2. How health insurance works: premiums, deductibles, copays and coinsurance

    Oct 28, 20265 min read

ACA & Marketplace plans

Open enrollment, metal tiers and subsidies

All 1 aca & marketplace plans guides
  1. ACA open enrollment for 2027: dates, metal tiers and subsidies

    Oct 28, 20265 min read

Life insurance

Term, permanent and how much you need

Guides coming soon.

Employer coverage & COBRA

Choosing work benefits and keeping coverage

All 1 employer coverage & cobra guides
  1. Losing job-based health insurance? COBRA vs. a Marketplace plan

    Oct 28, 20264 min read

HSAs, FSAs & costs

Paying for care and saving on it

All 2 hsas, fsas & costs guides
  1. How to read an explanation of benefits (EOB)

    Oct 28, 20264 min read

  2. HSA vs. FSA: which health account is right for you?

    Oct 28, 20264 min read

Dental, vision & supplemental

Coverage that fills the gaps

All 1 dental, vision & supplemental guides
  1. Supplemental health insurance: hospital indemnity, accident and critical illness

    Oct 28, 20264 min read

Ethikos Insurance

Free, plain-English guides and videos on life insurance and health insurance for people under 65, so you can choose and use your coverage with confidence.

Topics

  • Health insurance basics
  • ACA & Marketplace plans
  • Life insurance
  • Employer coverage & COBRA
  • HSAs, FSAs & costs
  • Dental, vision & supplemental

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